Before you Repay Your Loans

1.  Compare monthly payment amounts  2.  Decide whether to consolidate  3.  Choose an affordable repayment plan  4.  Set up your payments  5.  Know who to contact if you need help

Avoid verification problems

1. Complete your FAFSA early  2. Use the IRS Data Retrieval 3. Check your ETSU email 4. Submit  required paperwork as soon as possible 5. Respond quickly to requests for information  6. Contact your counselor for help www.etsu.edu/finaid/counselors.php